Investment

For the aspiration benefit, see Aspiration benefit#Fortune.

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Investments are another way for Sims to earn [[|simoleon|money]] over the course of The Sims 3. It is comprised of Partnerships and Ownership of community lots. Both of which will put big holes in a Sim's wallet but, over time, will pay for themselves if collected on a regular basis.

Once a Sim has partnered (Become a Partner) or become an owner (Buy out Property) a Partner's Deed or Owner's Deed will be moved into the Sims inventory. Upon installing the original Sims (without patches)^[which?], the deeds will be separate items in a Sim's inventory. In version 1.3, deeds will form a stack in the inventory, which will have a "Collect All" interaction. Deeds can be transferred between Sims of the same family at anytime (by dragging them out of a Sim's 'backpack' into another Sim), and are automatically transferred to a relative when a Sim dies. However, if a Sim moves out of the household while carrying the deed, the household loses the ownership or partnership of the house, but can be bought back for the original price.

In the updated The Sims 3^[which?], deeds are no longer used. Instead, when in Map View, establishments with a special sign symbolize ownership. Instead of establishments, Sims can also buy real estate like parks, gyms, etc. Sims can either enter a business establishment (rabbit hole) or visit the City Hall to buy any real estate, and can also easily buy both business and real estate through the computer or phone. The only lots that cannot be bought are residential lots, empty community lots, city hall, military base, and the police station.

Sims must invest in partnership first before they are eligible for ownership. So, total cost of ownership includes both cost of partnership and cost of ownership.

Money has to be collected from their respective locations, hence traveling will be needed. Locations like V.I.P. lounges, dive bars, and other Late Night estates do not need to be open in the morning in order to collect the money, as the Sim only has to stand on the lot for a few in-game minutes.

A Sim can own an establishment where careers are available, yet it will have no effect on promotions/demotions. (E.G. Sims who own a certain establishment and is constantly missing work can still be fired.). Bosses will still be selected randomly based on the current workers (A Sim cannot have a housemate as a boss, but can have a relative from a different household), but by owning an establishment, the Sim has the power to fire anyone at anytime and can rename the building. Firing workers, however, is at the expense of the relationship between the owner and that employee, and can lead to a very low relationship. They cannot fire the owner (which would be themselves), or the last employee of a business.

The real estate system, introduced in Patch 12, allows Sims to use the computer or the phone to purchase community lots. The player can then upgrade it and with the upgrades receive more profits. The class of upgrades are symbolized by three stars being the maximum, and one star being the lowest. A certain wet worth or total cost of creating a community lot can affect its upgrading level (E.G. galleries need at least 200,000 to have a three-star upgrade), while some lots have specific requirements (E.G. graveyards need two mausoleums to be upgraded to a level higher than one).

Costs & Profits

Single Rabbit Holes

Business	Partnership					Ownership							EP
	Cost of Partnership	Weekly Earning	Sell Price	ROI	payoff in weeks	Cost of Ownership	Total Cost	Weekly Earning	Sell Price	MROI	TROI	payoff total in weeks
Skydiving center	200	50	160	25%	4	1,000	1,200	200	800	1.9%	16.7%	6	&Store
Arboretum	1,000	50	800	5%	20	8,000	9,000	200	7,200	1.9%	2.2%	45	&EP07
Gypsy wagon	1,000	500	800	50%	2	15,000	16,000	1,000	12,800	33.3%	6.3%	16	&EP07
Vault of Antiquity	2,000	1,000	1,600	50%	2	20,000	22,000	1,500	17,600	25%	6.8%	15	&EP07
Diner	6,000	850	4,800	14.2%	7	18,000	24,000	1,800	19,200	5.3%	7.5%	14	&BG
Bookstore	7,000	1,000	5,600	14.3%	7	20,000	27,000	2,000	21,600	5.0%	7.4%	14	&BG
Grocery	7,000	1,000	5,600	14.3%	7	20,000	27,000	2,000	21,600	5.0%	7.4%	14	&BG
Bistro	12,500	2,100	10,000	16.8%	6	25,000	37,500	3,000	30,000	3.6%	8.0%	13	&BG
Spa	15,000	2,500	12,000	16.7%	6	35,000	50,000	4,000	40,000	4.3%	8.0%	13	&BG
Abandoned warehouse	15,000	2,500	12,000	16.7%	6	35,000	50,000	4,000	40,000	4.3%	8.0%	13	&BG
Theatre	18,000	3,000	14,400	16.7%	6	40,000	58,000	6,000	46,400	7.5%	10.3%	10	&BG
Office building	18,000	3,000	14,400	16.7%	6	40,000	58,000	6,000	46,400	7.5%	10.3%	10	&BG
Film studio	25,000	5,000	25,000	20.0%	5	70,000	95,000	11,000	95,000	8.6%	11.6%	9	&EP03
Hospital	30,000	6,000	24,000	20.0%	5	75,000	105,000	12,000	84,000	8.0%	11.4%	9	&BG
Stadium	35,000	6,800	28,000	19.4%	5	80,000	115,000	13,000	92,000	7.8%	11.3%	9	&BG
Equestrian center	35,000	6,800	28,000	19.4%	6	80,000	115,000	13,000	92,000	7.8%	11.3%	9	&EP05
College of arts	35,000	6,500	28,000	18.6%	6	35,000	70,000	14,000	56,000	21.4%	20%	5	&EP09
Science lab	40,000	7,900	32,000	19.8%	5	100,000	140,000	15,000	112,000	7.1%	10.7%	10	&BG
College of business	40,000	7,500	32,000	18.8%	6	40,000	80,000	15,000	64,000	18.8%	18.8%	6	&EP09
College of science	40,000	8,000	32,000	20%	5	100,000	140,000	16,000	112,000	8%	11.4%	9	&EP09
Administration center	50,000	7,500	40,000	15%	7	100,000	150,000	15,000	120,000	7.5%	10%	10	&EP09
Stellar observatory	50,000	12,000	40,000	24%	5	140,000	190,000	22,000	152,000	7.1%	11.6%	9	&EP11
Plumbot competition arena	35,000	6,800	28,000	19.4%	6	80,000	115,000	13,000	92,000	7.8%	11.3%	9	&EP11

Combo Rabbit Holes

Business	Partnership					Ownership							EP
	Cost of Partnership	Weekly Earning	Sell Price	ROI	payoff in weeks	Cost of Ownership	Total Cost	Weekly Earning	Sell Price	MROI	TROI	payoff total in weeks
Grocery and Diner	13,000	2,200	13,000	16.9%	6	27,000	40,000	3,300	40,000	4.1%	8.3%	12	&EP05 &EP07
Bookstore and Spa	20,000	4,000	20,000	20.0%	5	60,000	80,000	10,000	80,000	10%	12.5%	8	&EP03 &EP05 &EP06 &EP07 &EP11
Warehouse and Theater	30,000	6,000	24,000	20%	5	75,000	105,000	12,000	84,000	8%	11.4%	9	&EP07
Stadium and Annex	35,000	5,500	28,000	15.7%	7	80,000	115,000	15,000	92,000	11.9%	13%	8	&EP09
School and Stadium	37,500	6,250	30,000	16.7%	6	100,000	137,500	11,500	110,000	5.3%	8.3%	12	&EP07 &EP10
Office and Bistro	50,000	10,000	50,000	20.0%	5	120,000	170,000	19,000	170,000	7.5%	11.2%	9	&EP03 &EP05 &EP06 &EP07
Hospital and Science Lab	50,000	14,000	50,000	20%	5	120,000	170,000	27,000	240,000	7.6%	11.3%	9

External links

• Carl's Guide to Real Estate and Venues - Guide to Investing in Ambitions Venues