Starter house

A starter house is a house that is 20,000 simoleons so that players who download it from the exchange can jump right in and play with a newly created Create a Sim Sim without cheating.

Here is an example of how to build a starter house

http://www.youtube.com/watch?v=Me3EcSOcFKs

It may be helpful to have a sim move into the lot for the purpose of construction so that you won't be tempted to go over. Starting with one of the expansions you can "View [Lot Info" to see the total lot value.