Simloans

Simsloans are the Sims Money. It is not real and you cannot trade it for real money in any way. Simloans are not loans.

Spoiler Warning
There are Cheats to get money. These are the only current cheats to get money in Sims 2:

Motherlode: 50,000 Simloans Kaching: 1,000 Simloans